The following is a list of items needed at application for rapid and proper processing of your loan.

Most recent 12 months' mortgage history (canceled checks or last 12 months' rental history)

1 month of most current pay-stubs from all current employers

2 years of most recent completed and signed complete federal tax returns and W-2's for all employers

Name, addresses, dates of employment and salary for all employers for last 2 years

Most recent 3 months' bank statements (all accounts)

Social security numbers of all borrowers

Sales agreement on the land and legal description of the property (if applicable)

Complete set of plans, specifications, and builder's contract, plus a record of deposits given to contractor.

Open loans - addresses, account numbers, balances and monthly payments or most recent statement if available

If self-employed, complete set of most recent complete personal and business tax returns for last 2 years, (1099's, K-1, etc.), plus year-to-date profit and loss statement.